:root{color-scheme:light;--bg:#f2f0e9;--ink:#242622;--muted:#64665d;--accent:#b8411d;--line:#cfcec4}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:25px}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 "Segoe UI",Arial,sans-serif}a{color:inherit;text-decoration:none}input,select{font:inherit}.wrap{width:min(1200px,calc(100% - 80px));margin-inline:auto}.site-header{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:96px;border-bottom:1px solid var(--ink)}.brand{display:flex;align-items:center;gap:10px;font-size:24px;font-weight:750;line-height:1.1;letter-spacing:-1px}.brand-mark{display:grid;place-items:center;background:var(--ink);color:#ff8c62;width:42px;height:42px;font-size:36px}.brand-sub{display:block;font-size:9px;letter-spacing:3px;margin-top:7px;color:var(--muted)}nav{display:flex;gap:30px;font-size:14px}nav a{padding:12px 0}nav a:hover,.text-link:hover{color:var(--accent)}.header-link{font-size:12px;letter-spacing:.5px;text-transform:uppercase;border:1px solid var(--ink);padding:11px 18px}.header-link span{margin-left:12px}.hero{display:grid;grid-template-columns:1.15fr 1fr;gap:65px;align-items:center;padding:62px 0 48px}.eyebrow{font:11px/1.5 Consolas,monospace;letter-spacing:1.5px;color:var(--muted);margin:0 0 23px}.hero h1{font-size:clamp(48px,5.8vw,80px);line-height:1.04;letter-spacing:-4px;font-weight:750;margin:0}.hero h1 em{font-style:normal;color:var(--accent)}.hero-intro{font-size:17px;line-height:1.75;max-width:430px;color:var(--muted);margin:26px 0 28px}.primary{display:inline-flex;align-items:center;gap:38px;background:var(--ink);color:white;padding:15px 22px;font-size:14px;font-weight:600}.primary:hover{background:var(--accent)}.primary span{color:#ff9c71;font-size:22px}.hero-facts{display:flex;flex-wrap:wrap;gap:20px;font-size:11px;color:var(--muted);margin-top:24px}.hero-facts span:before{content:'•';color:var(--accent);margin-right:8px}.hero-board{border:1px solid var(--ink);padding:10px;background:#e6e4da;box-shadow:9px 9px 0 #d5d3c8}.board-top{display:flex;justify-content:space-between;padding:4px 5px 12px;font:10px Consolas,monospace;letter-spacing:2px}.board-money{position:relative;display:flex;flex-direction:column;gap:20px;background:#ff885c;padding:25px;overflow:hidden;min-height:255px}.board-money>span:first-child{font:10px Consolas,monospace;letter-spacing:1px}.board-money strong{font-size:36px;line-height:1.1;letter-spacing:-1.4px;font-weight:700;z-index:1}.board-money>span:last-child{font-size:12px;margin-top:auto;z-index:1}.board-symbol{position:absolute;right:10px;bottom:8px;font-size:142px;line-height:1;font-weight:700;color:#24262220;transform:rotate(-12deg)}.board-bottom{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:10px}.board-bottom a{display:flex;flex-direction:column;background:#242622;color:#f6f3e9;padding:20px;gap:5px}.board-bottom a:last-child{background:#d6e3ac;color:var(--ink)}.board-bottom a>span{font-size:36px;line-height:1;margin-bottom:15px}.board-bottom strong{font-size:15px}.board-bottom small{font-size:10px}.category-strip{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--ink);margin-bottom:55px}.category-strip a{display:flex;align-items:center;gap:14px;padding:20px;font-size:12px;font-weight:600}.category-strip a+a{border-left:1px solid var(--ink)}.category-strip a>span{font-size:23px;color:var(--accent)}.category-strip a:hover{background:#e5e3d8}.directory{display:grid;grid-template-columns:260px minmax(0,1fr);gap:0 30px;padding-bottom:60px;scroll-margin-top:24px}.finder{grid-row:1/4;align-self:start;background:#e8e6dc;padding:24px;border-top:3px solid var(--ink)}.finder-heading h2{font-size:27px;line-height:1.15;letter-spacing:-1px;margin:0 0 12px}.finder-heading>span{font:9px Consolas,monospace;color:var(--muted);letter-spacing:1px}.finder-heading>span span{font-size:16px}.filters{display:grid;gap:16px;margin-top:23px}label{font-size:11px;color:var(--muted);font-weight:600}input,select{display:block;width:100%;min-width:0;height:49px;background:#f9f8f3;border:1px solid #b9b9ad;padding:0 12px;color:var(--ink);margin-top:7px;border-radius:0}input::placeholder{font-size:11px;color:#68695f}.popular{display:flex;flex-direction:column;align-items:flex-start;gap:12px;font-size:11px;margin-top:24px}.popular>span{font:9px Consolas,monospace;text-transform:uppercase;color:var(--muted);letter-spacing:1px}.popular a{border-bottom:1px solid #aaa99d;padding-bottom:4px}.directory-heading{display:flex;justify-content:space-between;gap:18px;font-size:11px;color:var(--muted);border-top:3px solid var(--ink);padding:15px 0 20px}.directory-heading p{margin:0}#directory-status{color:var(--ink);font-weight:650}.tool-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line)}.tool-grid>a{position:relative;min-width:0;display:flex;flex-direction:column;align-items:flex-start;padding:22px 18px;border-bottom:1px solid var(--line);border-right:1px solid var(--line);background:#f9f8f3;transition:background .15s}.tool-grid>a:hover{background:#f7ddcc}.tool-grid>a:after{content:'↗';position:absolute;right:12px;top:15px;color:var(--accent);font-size:14px}.tool-grid h3{font-size:15px;line-height:1.4;margin:0 13px 10px 0;font-weight:650}.tool-grid p{font-size:12px;color:var(--muted);margin:0 0 20px;line-height:1.6}.tool-category{font:9px Consolas,monospace;letter-spacing:.7px;text-transform:uppercase;color:var(--accent);margin-top:auto}[hidden]{display:none!important}.featured{padding:42px 0 55px;border-top:1px solid var(--ink)}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:28px}.section-heading .eyebrow{margin:0}h2{font-size:36px;line-height:1.2;font-weight:650;letter-spacing:-1.3px;margin:0}.feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.feature-card{display:flex;flex-direction:column;border:1px solid var(--ink);padding:26px;position:relative}.finance{background:#f8bd9e}.savings{background:#d6e3ac}.files{background:#ded6e8}.feature-number{font:10px Consolas,monospace;letter-spacing:1px}.feature-icon{font-size:53px;line-height:1;margin:30px 0 22px}.feature-card h3{font-size:25px;line-height:1.25;letter-spacing:-.7px;font-weight:650;margin:0 0 17px}.feature-card p{font-size:13px;color:#4b4d44;margin:0 0 24px}.card-action{display:flex;justify-content:space-between;font-size:12px;font-weight:650;border-top:1px solid #24262250;padding-top:18px;margin-top:auto}.feature-card:hover .card-action{color:var(--accent)}.currency-band{border-block:1px solid var(--line)}.currency-band p{display:flex;align-items:center;gap:24px;font-size:11px;color:var(--muted);margin:0;padding:17px 0}.currency-badge{font:9px Consolas,monospace;white-space:nowrap}.currency-badge b{color:var(--accent);margin-left:9px;font-size:12px}.confidence{display:grid;grid-template-columns:80px 1fr 1fr;gap:30px;align-items:center;padding:54px 0}.confidence-symbol{font-size:110px;color:var(--accent);line-height:1}.confidence .eyebrow{margin-bottom:15px}.confidence h2{font-size:31px}.confidence p:not(.eyebrow){font-size:14px;color:var(--muted);margin:0 0 16px}.text-link{font-size:12px;font-weight:650;border-bottom:1px solid var(--ink);padding-bottom:4px}footer{background:var(--ink);color:#f3f0e6;max-width:none!important;width:100%!important;padding:35px max(40px,calc((100% - 1200px)/2)) 0}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:30px}.footer-top .brand-mark{background:#ff885c;color:var(--ink)}.footer-top .brand-sub{color:#babbaf}.footer-top nav{font-size:12px;gap:24px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;font-size:11px;color:#babbaf;border-top:1px solid #ffffff30;padding:25px 0;margin-top:30px}a:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--accent);outline-offset:4px}.skip{position:absolute;left:-10000px}.skip:focus{left:15px;top:10px;z-index:20;background:var(--ink);color:white;padding:12px}@media(max-width:1000px){.wrap{width:calc(100% - 48px)}.hero{gap:35px}.hero h1{font-size:62px}.board-money strong{font-size:30px}.board-bottom a{padding:16px}.category-strip a{padding:17px 12px;font-size:11px;gap:9px}.directory{grid-template-columns:220px minmax(0,1fr);gap:0 20px}.finder{padding:19px}.tool-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.feature-card{padding:22px}.feature-card h3{font-size:22px}.confidence{grid-template-columns:55px 1fr 1fr;gap:24px}.confidence-symbol{font-size:85px}}@media(max-width:760px){.site-header{flex-wrap:wrap;padding:20px 0;gap:18px}.site-header nav{order:3;width:100%;justify-content:space-between;border-top:1px solid var(--line);padding-top:8px}.hero{grid-template-columns:1fr;padding:38px 0;gap:35px}.hero h1{font-size:64px}.hero-board{width:100%;max-width:520px}.category-strip{grid-template-columns:1fr 1fr;margin-bottom:38px}.category-strip a:nth-child(3){border-left:0}.category-strip a:nth-child(n+3){border-top:1px solid var(--ink)}.directory{grid-template-columns:1fr}.finder{grid-row:auto;margin-bottom:24px}.finder-heading{display:flex;justify-content:space-between;align-items:center;gap:20px}.finder-heading h2{font-size:26px;max-width:320px;margin:0}.filters{grid-template-columns:1fr 180px}.popular{flex-direction:row;flex-wrap:wrap;align-items:center}.section-heading{align-items:start;flex-direction:column;gap:12px}.feature-grid{grid-template-columns:1fr}.feature-card{display:grid;grid-template-columns:65px 1fr;gap:0 20px}.feature-number{grid-column:1/-1}.feature-icon{grid-column:1;grid-row:2/5}.feature-card h3{margin-top:22px}.feature-card p,.card-action{grid-column:2}.confidence{grid-template-columns:1fr 1fr}.confidence-symbol{display:none}.footer-top{align-items:start;flex-direction:column}.footer-top nav{flex-wrap:wrap}.currency-band p{align-items:start;flex-direction:column;gap:8px}}@media(max-width:460px){.wrap{width:calc(100% - 32px)}.brand{font-size:21px}.header-link{font-size:10px;padding:10px}.hero h1{font-size:52px;letter-spacing:-3px}.hero-intro{font-size:16px}.eyebrow{font-size:9px}.board-money{padding:22px;min-height:235px}.board-bottom a{padding:15px 12px}.board-bottom strong{font-size:13px}.board-bottom small{font-size:9px}.filters{grid-template-columns:1fr}.finder-heading>span{display:none}.tool-grid{grid-template-columns:1fr}.tool-grid>a{padding:21px}.tool-grid h3{font-size:17px}.tool-grid p{font-size:13px}.directory-heading{flex-wrap:wrap;gap:7px}.category-strip a{font-size:10px}.confidence{grid-template-columns:1fr;gap:24px;padding:38px 0}h2{font-size:30px}.footer-bottom{flex-direction:column}footer{padding-inline:16px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Motion and the live hero calculator */
.live-demo{gap:14px;min-height:340px}.live-demo h2{font-size:28px;letter-spacing:-1px;line-height:1.1}.live-result{display:flex;flex-direction:column;border-top:1px solid #24262240;padding-top:14px}.live-result>span{font-size:11px}.live-result output{font-size:43px;font-weight:750;line-height:1.25;letter-spacing:-1.5px;font-variant-numeric:tabular-nums}.live-demo label{display:flex;justify-content:space-between;color:var(--ink);font-size:11px}.live-demo label output{font-weight:700}.live-demo input[type=range]{appearance:none;-webkit-appearance:none;height:6px;margin:0;padding:0;border:0;background:linear-gradient(to right,#242622 var(--progress,47.37%),#24262230 var(--progress,47.37%));cursor:pointer;width:100%}.live-demo input[type=range]::-webkit-slider-thumb{appearance:none;width:22px;height:22px;background:#242622;border:3px solid #f8eee3;border-radius:50%;box-shadow:0 1px 4px #0003}.live-demo input[type=range]::-moz-range-thumb{width:17px;height:17px;background:#242622;border:3px solid #f8eee3;border-radius:50%}.live-demo p{font-size:10px;line-height:1.5;margin:2px 0;color:#39382b}.live-demo>a{font-size:12px;font-weight:600;text-decoration:underline;text-underline-offset:4px}.board-bottom a,.category-strip a,.feature-card,.primary{transition:transform .22s,background .22s,box-shadow .22s}.board-bottom a:hover{transform:translateY(-4px)}.category-strip a:hover{box-shadow:inset 0 -4px 0 var(--accent)}.feature-card:hover{transform:translateY(-6px);box-shadow:5px 5px 0 #24262222}.tool-grid>a:hover:after{transform:translate(3px,-3px)}.tool-grid>a:after{transition:transform .2s}.primary:hover span{transform:translate(3px,-3px)}.primary span{transition:transform .2s}.hero-copy{animation:enter .7s both}.hero-board{animation:enter .8s .12s both}.category-strip{animation:enter .8s .25s both}.reveal{opacity:0;transform:translateY(18px);transition:opacity .55s,transform .55s}.reveal.revealed{opacity:1;transform:translateY(0)}.feature-card:nth-child(2){transition-delay:.07s}.feature-card:nth-child(3){transition-delay:.14s}@keyframes enter{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:translateY(0)}}@media(max-width:460px){.live-demo h2{font-size:26px}.live-result output{font-size:39px}}@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}.feature-card:hover,.board-bottom a:hover{transform:none}}

/* Ambient effects stay behind the content and never intercept input. */
body{isolation:isolate}.ambient-background{position:fixed;inset:0;z-index:-1;overflow:hidden;pointer-events:none}.ambient-grid{position:absolute;inset:-45px;background-image:radial-gradient(#77745e30 1px,transparent 1px);background-size:28px 28px;mask-image:linear-gradient(to bottom,#0008,transparent 85%);animation:grid-drift 22s linear infinite}.ambient-orb{position:absolute;width:min(55vw,700px);aspect-ratio:1;border-radius:50%;will-change:transform}.orb-peach{top:-22%;left:-12%;background:radial-gradient(circle,#ffa47748,transparent 68%);animation:orb-drift 16s ease-in-out infinite alternate}.orb-sage{right:-12%;top:25%;background:radial-gradient(circle,#b8cf7845,transparent 68%);animation:orb-drift 20s ease-in-out -8s infinite alternate-reverse}.pointer-glow{position:absolute;width:430px;height:430px;left:0;top:0;margin:-215px 0 0 -215px;background:radial-gradient(circle,#ffc6a831,transparent 65%);opacity:0;transition:opacity .6s;will-change:transform}.pointer-active .pointer-glow{opacity:1}.floating-symbol{position:absolute;font-weight:500;line-height:1;color:#b8411d17;animation:symbol-drift 12s ease-in-out infinite alternate;user-select:none}.symbol-plus{top:18%;left:2%;font-size:95px}.symbol-percent{top:65%;right:3%;font-size:110px;animation-delay:-5s}.symbol-equals{bottom:8%;left:10%;font-size:95px;animation-delay:-8s}.symbol-times{top:4%;right:28%;font-size:70px;animation-delay:-3s}.site-header{background:#f2f0e9b5}.category-strip{background:#f2f0e9c9}.hero h1 em{background:linear-gradient(110deg,#b8411d 15%,#d66a35 45%,#b8411d 75%);background-size:240% 100%;background-clip:text;-webkit-background-clip:text;color:transparent;animation:accent-flow 9s ease-in-out infinite}.hero-board{position:relative}.hero-board:before{content:'';position:absolute;inset:-2px;border:2px solid #b8411d55;pointer-events:none;animation:board-glow 5s ease-in-out infinite}.board-top>span:last-child{animation:arrow-bob 3s ease-in-out infinite}.motion-toggle{position:fixed;right:18px;bottom:18px;z-index:30;border:1px solid #b5b4a9;border-radius:24px;padding:9px 14px;background:#f9f8f3ed;color:#242622;font:11px "Segoe UI",sans-serif;box-shadow:0 3px 15px #24262210;cursor:pointer;display:flex;align-items:center;gap:7px}.motion-toggle:focus-visible{outline:3px solid var(--accent);outline-offset:3px}.motion-toggle:hover{background:#fff}.effects-paused .ambient-background *,.effects-paused .hero h1 em,.effects-paused .hero-board:before,.effects-paused .board-top>span:last-child{animation-play-state:paused}.effects-paused .pointer-glow{opacity:0}@keyframes grid-drift{to{transform:translate(28px,28px)}}@keyframes orb-drift{to{transform:translate(10%,12%) scale(1.15)}}@keyframes symbol-drift{to{transform:translateY(-28px) rotate(12deg)}}@keyframes accent-flow{50%{background-position:100% 50%}}@keyframes board-glow{50%{border-color:#b8411d10}}@keyframes arrow-bob{50%{transform:translate(3px,-3px)}}@media(max-width:760px){.pointer-glow{display:none}.floating-symbol{opacity:.5}.ambient-orb{width:90vw}.motion-toggle{right:12px;bottom:12px;font-size:10px;padding:8px 11px}}@media(prefers-reduced-motion:reduce){.ambient-background *,.hero h1 em,.hero-board:before,.board-top>span:last-child{animation:none!important}.pointer-glow{display:none}.hero h1 em{background:none;color:var(--accent)}}

/* Header calculation ticker and floating hero details. */
.header-calculation{display:flex;align-items:center;gap:9px;border:1px solid #c6c4b8;padding:8px 12px;background:#f9f8f380;font:11px Consolas,monospace;color:#515347;flex-shrink:0}.calc-status{width:6px;height:6px;border-radius:50%;background:#6d8241;box-shadow:0 0 0 4px #6d824112;animation:status-breathe 3s ease-in-out infinite}.calculation-window{display:block;height:18px;overflow:hidden;width:139px}.calculation-reel{display:flex;flex-direction:column;animation:calculation-cycle 12s infinite}.calculation-reel>span{display:block;height:18px;line-height:18px;flex-shrink:0}.hero{position:relative}.hero-chips{position:absolute;inset:0;pointer-events:none;z-index:2}.hero-chip{position:absolute;font:11px Consolas,monospace;padding:10px 14px;border:1px solid #c8c5b7;background:#f9f8f3e8;box-shadow:3px 3px 0 #2426220d;white-space:nowrap;animation:chip-float 7s ease-in-out infinite}.hero-chip b{color:var(--accent);font-weight:600}.chip-one{top:27px;left:29%;transform:rotate(-5deg);--chip-angle:-5deg}.chip-two{right:-12px;top:31px;background:#d6e3ac;transform:rotate(5deg);--chip-angle:5deg;animation-delay:-2s;font-size:17px;font-weight:700}.chip-two>span{font-size:9px;font-weight:400;margin-left:6px}.chip-three{bottom:18px;left:33%;--chip-angle:-3deg;animation-delay:-4s;font-size:10px}.hero-orbit{position:absolute;top:39%;left:45%;width:26px;height:26px;border:1px solid #b8411d60;border-radius:50%;animation:orbit-spin 10s linear infinite}.hero-orbit:before{content:'';position:absolute;top:-4px;left:9px;width:7px;height:7px;border-radius:50%;background:var(--accent)}.effects-paused .calculation-reel,.effects-paused .calc-status,.effects-paused .hero-chips *{animation-play-state:paused}@keyframes calculation-cycle{0%,24%{transform:translateY(0)}30%,54%{transform:translateY(-18px)}60%,84%{transform:translateY(-36px)}90%,100%{transform:translateY(-54px)}}@keyframes status-breathe{50%{box-shadow:0 0 0 6px #6d824108}}@keyframes chip-float{0%,100%{transform:translateY(0) rotate(var(--chip-angle,0deg))}50%{transform:translateY(-8px) rotate(calc(var(--chip-angle,0deg) + 2deg))}}@keyframes orbit-spin{to{transform:rotate(360deg)}}@media(max-width:1100px){.header-calculation{display:none}.chip-one{left:24%}.hero-orbit{display:none}}@media(max-width:760px){.hero-chips{position:relative;inset:auto;height:44px;grid-row:2;margin:-12px 0 -15px}.hero-chip{top:0;bottom:auto;left:auto;right:auto;padding:8px 12px}.chip-one{left:0}.chip-two{right:0}.chip-three{display:none}.hero-board{grid-row:3}}@media(prefers-reduced-motion:reduce){.calculation-reel,.calc-status,.hero-chips *{animation:none!important}}
/* UI audit: comfortable touch targets without covering form controls. */
.motion-toggle{min-height:44px}.popular a{min-height:36px;display:inline-flex;align-items:center}a.header-link{min-height:44px;display:inline-flex;align-items:center}.site-header nav a{min-height:44px;display:inline-flex;align-items:center}@media(max-width:760px){input,select{font-size:16px}.motion-toggle{position:relative;right:auto;bottom:auto;margin:16px auto;width:max-content}.motion-toggle[hidden]{display:none!important}.popular a{min-height:44px}}
.hero-locale{display:flex;flex-wrap:wrap;gap:12px;margin:16px 0 8px;position:relative;z-index:3}.hero-locale label{display:flex;flex-direction:column;gap:5px;font-size:11px;font-weight:600}.hero-locale select{min-height:44px;min-width:120px;max-width:100%;padding:9px 30px 9px 12px;border:1px solid #aaa99d;border-radius:3px;background:#f9f8f3;color:#242622;font:14px "Segoe UI",sans-serif}.hero-region-note{font-size:11px;color:#64665d;margin:0 0 18px;max-width:380px}.live-result output{overflow-wrap:anywhere}.hero-copy[lang]:not([lang=en]) h1{letter-spacing:-1px}@media(max-width:760px){.hero-locale select{font-size:16px}}
.hero[lang]:not([lang=en]) h1{font-size:clamp(36px,5vw,72px);letter-spacing:-1px;overflow-wrap:anywhere}.hero .primary{max-width:100%;overflow-wrap:anywhere}
/* Keep homepage navigation visible when browsing the long directory. */
.site-header { position: sticky; top: 0; z-index: 300; background: #f2f0e9; }
@media (max-width: 760px) {
    .site-header { padding-block: 10px; gap: 10px; min-height: 0; }
    .site-header nav { padding-top: 0; }
}
main [id] { scroll-margin-top: 150px; }
.global-tool-search{width:min(1200px,calc(100% - 48px));margin:20px auto;display:flex;align-items:center;flex-wrap:wrap;gap:12px}.global-tool-search label{font-weight:600}.global-tool-search input{flex:1;min-width:140px;padding:12px;border:1px solid #aaa99d;background:#fffefa}.global-tool-search button{min-height:44px;padding:10px 16px;background:#242622;color:white;border:0}.global-tool-search a{color:#873318}